A Debt Free Life is Possible!

We were not created to live a life of constant debt. We were created to live in freedom!

We were not created to live a life in constant debt.

John 10:10 -“The thief comes only to steal and kill and destroy. I came that they may have life and have it abundantly.”

I must testify of the goodness of God in my life. Although I have lived my adult life far below the poverty line, I have never tasted the bitter chain of crushing debt. I travelled across Asia, the U.S., Canada and as far as the northern tip of South American in God’s service without incurring debt. I have never gone without food on my table, a warm coat on my back, or a bed to sleep. I confess that my closet is not full of designer clothes, and my furniture is not the fanciest. My cell phone serves me well, but it is not the latest must-have gadget. My television is several years old, and my laptop doesn’t have all the latest bells and whistles.

God has been faithful. In my early twenties, I determined to be enslaved only to Jesus Christ as His willing bondservant. I chose to never be a willing slave to financial debt. Paying interest is abhorrent to me, and although there were times when a financial emergency forced me to be in debt, I quickly paid it off.

If you were to ask me the secret behind my ability to stay out of long-term debt, I would sum it up in three words: gratitude, generosity, and contentment. I am content with what I have. If I am tempted to impulse buy, I find it wise to ask myself a simple question. “What am I seeking comfort from and how can I go to God with that need?” Do I always follow that sage advice? Not always, but I try. When I seek God as my source of comfort, I am always content, and I welcome His comfort in whatever form it may come!

I love to give to others, and I deliberately set aside money so that I can bless others and pout when I am not able to give! Nothing brings me more joy than to see the face of someone who God has used me to bless. Case in point, my mother just celebrated her 90th birthday. I bought her a Teddy Bear, a soft, cushy little bear that was the hit of her birthday celebration. Seeing my 90-year-old mother and my 84-year-old aunt playfully fight over the bear was a joy to behold. It wasn’t an expensive gift, I wish it could have been more, but it hit her heart, and that is what mattered.

I am grateful for God’s blessings in my life, and I am not envious of His blessings in the lives of my friends. I don’t look upon the wealth of a friend as a sign that God loves them more than me. I rejoice with them as they enjoy the little perks of life! Most of those perks are well deserved and are the fruit of hard work, sound financial decisions, and a generous attitude.

I am faithful in tithing to my local church and regularly give to other ministries. My motivation is always to bless God and His people first. Through my discipline of giving, God can bless me in return.

There are excellent Christian websites, books, and teaching series that will give you sound financial advice on how to cut your debt load. Dave Ramsey and Stephen DeSilva are just a couple of wise financial advisors who have resources on the internet. I am sure there are many others out there.

I urge you to seek financial mentors. Ask the Lord to draw you toward men and women who show godly character in all their interactions. Choose those who live their lives from the foundation of integrity and wisdom. These brothers and sisters in Christ are more than likely prospering in their finances because of their wise decisions.

All Bible verses, unless otherwise attributed, are taken from the English Standard Version (ESV).

Until Next Week

©2016 Katherine Walden

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